never be a borrower

धनमपि परदत्तम् दुःखमौचित्यभाजां।

भवतिहृदितदेवानन्दकारीरशेषां॥

मलयजरसबिन्दुर्बाधते नेत्रमन्तर्--

जनयति स च एवाह्ळादमन्यत्र गात्रे॥

सुभाषितसतकत्रयं

dhanamapi paradattam duḥkhamaucityabhājāṁ|

bhavatihṛditadevānandakārīraśeṣāṁ||

malayajarasabindurbādhate netramantar--

janayati sa ca evāhḻādamanyatra gātre||

subhāṣitasatakatrayaṁ

ധനമപി പരദത്തം ദുഖം ഏവ ഔചിത്യഭാജാം

ഭവതി ഹൃദി തദേവ ആനന്ദകാരീരശേഷാം

മലയജരസബിന്ദുര്‍ബാധ്തെ നേത്രമന്തര്‍

ജനയതി സ ച ഏവ ആഹ്ലാദം അന്യത്ര ഗാത്രേ

For the man with discretion money give by others (maybe as loan or gift) causes only misery while for all others coming by money can cause only excessive pleasure (irrespective of the source of money) . The extract of the sandal tree (born in the precincts of Malaya mountains) gives euphoric sensation when applied all over the body but it causes damage to the eye if it is applied inside there.

For the sensitive people when they get something for free, it is only embarrassment. For others it is "beg , borrow or steal" and enjoy. They say the money earned by selling a dog will not bark. The sandal oil when applied to eye can cause loss of vision, whereas for the whole body the same is a rejuvenating experience.