if one slides down in character, he is lost for ever

वृत्तं यत्नेन संरक्षेत् वित्तमायाति याति च।

अक्षीणो वित्ततः क्षीणो वृत्ततस्तु हतो हतः॥ मनुस्मृति

vṛttaṁ yatnena saṁrakṣet vittamāyāti yāti ca|

akṣīṇo vittataḥ kṣīṇo vṛttatastu hato hataḥ|| manusmṛti

A person should take lot of efforts to ensure that his character and conduct are blemishless. Money might come or money may be lost. The damage caused by loss of money it not really a major damage. But if one slides down in character, he is lost for ever.